Institutional financial infrastructure

Trust, on an infinite loop

Secure accounts, payments, treasury controls, and governed automation in one platform.

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  • Guided setup
  • Sandbox ready in minutes

The trust loop

Control that scales with every transaction.

Define account authority, enforce policy, connect settlement, and automate within clear limits.

01 / Close the loop

Secure the account

Choose the custody and authorization model. Define ownership, access, and approval authority.

02 / Thicken the line

Enforce policy

Apply approvals, limits, screening, and audit logs.

03 / Create the field

Connect movement

Unify assets, networks, settlement, and treasury workflows.

04 / Let it move

Automate safely

Let teams and AI act within defined authority, limits, and approvals.

Products

Four products. One control foundation.

Operate treasury, embed accounts, move funds, or govern AI transactions.

Cobo / Product system

Different jobs. Shared control.

Shared security, policy, settlement, and audit controls.

  • Treasury
  • Embed
  • Payments
  • Automate
01 / OperateTreasury · Operations · Finance

Run treasury and asset operations

Cobo Portal

Manage balances, users, approvals, transfers, and reporting in one workspace.

Balances · Users & roles · Approval workflows · Transaction policies · Reporting

Explore Cobo Portal
02 / EmbedFintech · Trading platforms · Product & Engineering

Embed financial accounts in your product

Wallet-as-a-Service

Embed secure accounts and transaction workflows through APIs.

Account APIs · Safeguarding options · Approval policies · Transactions · Reporting

Explore Wallet-as-a-Service
03 / MovePayments · Finance · Global settlement

Run 24/7 payment and settlement

Cobo Payment

Run 24/7 collections, payouts, settlement, and reconciliation.

Pay-ins · Payouts · Invoicing · Batch payments · Settlement · Reconciliation

Explore Cobo Payment
04 / DelegateAI products · Agent builders · Automation

Let AI systems transact within policy

Agentic Wallet

Let AI transact within budgets, permissions, approvals, and emergency controls.

Budgets · Transaction limits · Entitlements · Approvals · Emergency controls · Audit trails

Explore Agentic Wallet

Workflows

Built around the outcome.

Choose a workflow to see its core operating pattern.

Institutional account infrastructure

Run institutional accounts with clear control.

Centralize access, approvals, limits, monitoring, and records.

  • Custody and authorization options
  • Roles, approvals, and transaction limits
  • Operational reporting
Explore the workflow

Connected by design

One infrastructure layer, end to end.

80+ networks, 3,000+ assets, four account models, and one policy layer.

80+

settlement networks

3,000+

supported assets

4

account safeguarding models

1

policy and approval layer

API

system integration & automation

Control follows every transaction.

Governance stays attached from safeguarding through settlement and automation.

Explore the Developer Hub
  • SafeguardManaged custody · Shared control · Programmable rules · Exchange accounts
  • Pay & settleCollections · Payouts · Invoicing · Settlement · Reconciliation
  • ControlRoles · Approvals · Limits · Screening · Monitoring · Audit
  • IntegrateAPIs · Guides · SDKs · Automation controls

Institutional proof

Institutional trust, backed by controls.

Security, policy, compliance, monitoring, and auditability are built into operations.

2017
operating since
500+
institutions
Billions
safeguarded
Zero incidents
security track record

Controls stay on

Security at every layer.

Controls span people, systems, and automation.

  • Multi-person authorization & secure executionShared control · Hardware security · Isolated execution
  • Policy enforcementRoles · Approvals · Limits
  • Compliance readinessAML · Transaction screening · Monitoring
  • Assurance standardsISO 27001 · SOC 2 Type II
Visit the Trust Center

Frequently asked questions

What institutions need to know about Cobo.

Wallet infrastructure, security, supported assets, use cases, and how to get started.

Cobo is an institutional digital asset infrastructure provider. We give banks, exchanges, funds, and enterprises a unified custody and wallet platform — combining secure key management, governed workflows, and complete visibility over every transaction.

Cobo supports the full spectrum of wallet technologies: MPC (multi-party computation) wallets, qualified custody, smart contract wallets, and hardware-backed cold storage. You can mix and match to fit each asset, risk profile, and workflow.

Assets are protected by a defense-in-depth model: geographically distributed MPC key shares, bank-grade hardware security modules, multi-layered policy controls, and granular approval workflows. Every action is recorded on an immutable, audit-ready ledger.

Cobo supports hundreds of chains — from Bitcoin and Ethereum to major L2s and emerging networks — along with thousands of ERC-20 and other token standards. Common use cases include exchange wallet infrastructure, payment settlement, treasury management, and AI agent transactions.

Cobo offers transparent, usage-based plans that scale with your organization. Start free to explore the platform, then book a demo to get a custom quote. Our onboarding team will guide you through architecture, security reviews, and go-live.

Close the loop

Start with one workflow. Expand on the same control layer.

Launch accounts, payments, APIs, or governed AI transactions without rebuilding controls.

See pricing for current plan details.

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